How to Withdraw PF online & Check PF balance: Step-to-step guide

How to withdraw PF online and PF balance check: The Employee Provident Fund (EPF) is a retirement savings scheme for employees in India that is managed by the Employees’ Provident Fund Organization (EPFO). During your employment period some amount of your payment contributed to the PF. You can withdraw that amount anytime under certain condition.

PF is considered to be attractive and competitive option if compared with other fixed-income investment options. It provides a secure and guaranteed rate of return, making it a popular savings option among employees in India. Also the interest earned on the PF contributions is tax-free.

You don’t need to be Internet expert or tech guy to withdraw PF online, just follow the below steps and withdraw PF amount easily. However, you can also visit nearest Internet cafe or CSC center, they will help you to withdraw PF. We have also explained about how you can check PF balance online. So read the complete post and comment below for any help.

Check also: How to link PAN with Aadhar online: www.incometax.gov.in

How to withdraw PF online

If you have contributed to the EPF scheme during your employment, you can withdraw the amount by following a few simple steps online. Here is a step-by-step guide on how to withdraw PF online:

Step 1: Check your eligibility

Before you can initiate the PF withdrawal process online, you need to check your eligibility. Generally, you are eligible to withdraw the accumulated amount in your EPF account if you meet one of the following criteria:

• You are unemployed for a period of two months or more
• You have retired from your employment
• You have completed at least 5 years of continuous service with your employer
• You are suffering from a serious illness or disability

Step 2: Log in to the EPFO member portal

Once you have checked your eligibility, you need to log in to the EPFO member portal using your Universal Account Number (UAN) and password. If you have not registered on the portal yet, you can do so by visiting the EPFO website and clicking on the “Activate UAN” option. If you don’t know password then click on forgot password and then follow process to reset password.

Step 3: Select the “Online Services” option

Once you have logged in to the portal, you need to click on the “Online Services” tab and select the “Claim (Form-31, 19, 10C)” option from the drop-down menu.

Step 4: Verify your personal details

On the next page, you need to verify your personal details, such as your name, date of birth, and bank account details. If any of the details are incorrect, you need to update them before proceeding.

Step 5: Select the type of withdrawal

After verifying your personal details, you need to select the type of withdrawal you want to make. You can choose between a full withdrawal, partial withdrawal, or pension withdrawal.

Step 6: Enter the amount to be withdrawn

If you have selected a partial withdrawal, you need to enter the amount you want to withdraw. If you have selected a full withdrawal, the system will automatically show the total amount available for withdrawal.

Step 7: Upload the required documents

Once you have entered the withdrawal amount, you need to upload the required documents, such as your bank account details and a cancelled cheque.

Step 8: Submit the claim

After uploading the required documents, you need to click on the “Submit” button to complete the claim submission process. The claim will be processed by the EPFO and the amount will be credited to your bank account within a few days.

How to Check PF Balance online

If you are an employee in India, it is important to check your ePF balance, which is a retirement savings scheme managed by the EPFO. Checking your PF balance regularly can help you plan your retirement savings and financial goals. It also help you to decide how much partial amount you should withdraw so that some amount remains for the future.

Here’s how you can check your PF balance:

1. The first step is to visit the EPFO website www.epfindia.gov.in/site_en/index.php.
2. On the homepage, click on the ‘For Employees’ option located under the ‘Services’ tab.
3. From the ‘Services’ tab, click on the ‘Member Passbook’ option.
4. Now, Enter your Universal Account Number (UAN) and password to log in to your account.
5. After logging in, you will be directed to your PF passbook, which contains details such as your PF balance, contributions, and withdrawals.
6. Now, you can check your PF balance by looking at the balance column in your passbook. It will show your current PF balance, including the amount contributed by you and your employer.

How to check PF Balance by SMS:

You can also check your PF balance by sending an SMS to 7738299899 from your registered mobile number. In the message, type EPFOHO UAN ENG and send it to the given number. You will receive a message containing your PF balance details. In this case you must have your registered mobile number with UAN account.

Withdrawing PF online and PF balance check are simple and convenient process that can be completed in a few easy steps. By following the above guide, you can withdraw your accumulated PF amount online without any hassle. For any addition or mistake you can comment below, we would like to answer you.

Frequently asked Questions